Annual adoption of cash by consumers, online or offline, in Pakistan 2019-2023
The share of cash transactions at POS (Point-of-Sale) in Pakistan declined by six percentage points between 2019 and 2023. This is according to two different questions asked throughout multiple surveys from Statista's Consumer Insights. The numbers shown here refer to a rolling 12-month share of respondents who indicated they used cash in a brick and mortar shop or whilst shopping online. In 2019, the share of respondents using cash transactions at POS (Point-of-Sale) stood at 84 percent, which declined to 78 percent in 2023. Moreover, the share of respondents paying cash on delivery for online transactions fell by five percentage points. On the other hand, during the same period, cash in advance for online payments rose by four percentage points.