Student loan cohort default rate in the U.S. 2019, by institution type

Percentage of students in default on student loans after attending 2-year and 4-year institutions United States in 2019, by institution type

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Release date

January 2023

Region

United States

Survey time period

FY 2019

Supplementary notes

Depicted here is the 3-year cohort default rate: The 3-year cohort default rate is the percentage of borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (a fiscal year runs from October 1 to September 30) and default or meet other specified conditions within the cohort default period. The cohort default period is the two-year period that begins on October 1 of the fiscal year when the borrower enters repayment and ends on September 30 of the following fiscal year.

Default rates were calculated using student counts by institution from the Federal Student Aid Cohort Default Rate Database and the IPEDS classification of institutions.

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