Payments in Belgium

The Statista dossier
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Statista dossier on cash payments, debit and credit cards, online and mobile payment methods in Belgium

This dossier presents facts and statistics on payment methods in different situations in Belgium. This topic is meant to answer questions like "do Belgian consumers prefer to pay for their offline retail purchases with cash money?", "do Belgians use credit cards during online shopping?" and "are contactless payments a big deal in the country?"

This dossier looks at both offline and online payments. Belgian payment is unique, though, in that it has a domestic payment method that can be used in both situations: Bancontact (first called "Mr Cash"). This system uses debit cards from over 20 Belgian banks. In early 2019, Bancontact merged with payment app Payconiq to become "Payconiq by Bancontact". No numbers were available (yet) on this new service, hence Payconiq and Bancontact are mentioned seperately in this dossier.

The dossier cannot answer questions about Samsung Pay, Venmo or Swish in Belgium, as none of these payment services are present in the country. Both Apple Pay and Google Pay are available in the country. Note that we also offer other dossiers with a more specific focus on certain aspects talked about here. These dossiers include:

Table of contents

  • 1. Bancontact (offline and online)
    • Number of card payments in Belgium 2000-2018

    • Number of offline and online payment card transactions in Belgium 2010-2018

    • Bancontact, VISA/MasterCard and Maestro/V-Pay transactions in Belgium 2010-2018

    • Number of Bancontact transactions in Belgium 2015-2018

    • Leading brands in payment cards in Belgium 2016-2017

    • Bancontact and VISA/MasterCard transaction value in Belgium 2010-2018

    • POS and e-ecommerce revenue in Belgium 2018-2022

  • 2. Other offline retail / POS payments (cash money)
    • Total number of cash withdrawals in Belgium 2005-2018

    • Share of cash transactions at POS in Europe 2016, by country

    • Frequency of use of cash money in the Benelux in 2017, by country

    • Number of POS terminals in Belgium 2014-2018

    • Number of cash machines in Belgium 2009-2018

  • 3. Other E-commerce / Online payments (i.e. credit cards, PayPal, Klarna)
    • Leading payment methods in online retail in Belgium 2015-2019

    • Leading payment methods for online shopping in Belgium 2015-2018

    • Leading payment methods for online shopping in Belgium 2016-2018

    • Bancontact and VISA/MasterCard e-commerce transactions in Belgium 2013-2016

    • Number of cross-border payments with credit cards by Belgian consumers 2002-2017

    • Ranking of online retailers based on revenue in Belgium 2016

    • Comparison between Belgium and the EMEA on e-commerce payment methods 2017

  • 4. Contactless, mobile and P2P payments
    • NFC market share in total payments in Belgium 2017-2018

    • Contactless payments market share at POS in Europe 2018, by country

    • Ranking of mobile payment apps in Belgium, based on DAU 2018

    • Number of Payconiq transactions in Belgium 2017-2018

    • Forecast of mobile payment use in Belgium 2023, by product category

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