Annual level of cash payments in Finland 2002-2021
was held in Europe only once, in 2017. As not all payment data is readily available, like the use of OTC or over-the-counter cash withdrawals, note this can still mean that the cash share numbers provided here are not necessarily accurate.
Less than 20 percent of all Finnish payment transactions were done with cash money in 2019, moving the Nordic country towards being a cashless society. This according to estimations based on the available data regarding cash withdrawals and payment transactions. No data exists on the actual use of cash money, outside of survey diaries. Such a diary, covering consumers' use of cash money in shops,