Access to financial services and products in Kenya, by education 2019
More access to formal financial services in Kenya in 2019 was compatible with higher levels of education. Among households with tertiary education, 98.6 percent had access to formal financial services. By contrast, 60.7 percent of those without education consumed the same financial products. Furthermore, while only one percent of households with tertiary education were excluded from financial services, a high of about 23 percent of households without education did not gain access to those services.