Finland: rate of household debt 2023

The rate of household debt in Finland increased steadily throughout the period from 2013 to 2022. In 2023, the household indebtedness rate reached 124.6 percent according to the preliminary figures.

Household indebtedness rate in Finland from 2013 to 2023

Characteristic	Household debt rate
2023*	124.6%
2022*	132%
2021	132.7%
2020	132.4%
2019	128%
2018	127%
2017	125.4%
2016	122.4%
2015	119.7%
2014	117.5%
2013	115.1%

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Release date

March 2024

More information

Region

Finland

Survey time period

2013 to 2023

Supplementary notes

* Preliminary data

The source adds the following information: "Statistics on indebtedness describe the debts of private persons and household-dwelling units. The basic data for the statistics have been drawn from the Tax Administration's database and combined with the data from total statistics on income distribution. The Tax Administration receives data on credits and interest by type of loan from the annual declarations of financial corporations and other credit providers."

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